If you don't make it home, who pays the bills?
Life insurance for truck drivers. Answer 9 quick questions. A licensed agent calls you with real numbers. No spam, no runaround.
Question 1 of 9
Got it. Keep your phone close.
A licensed agent will call you within 1 business day with your quote. They may send a text first, and the call could come from a number you don't recognize. Pick up.
To make sure it's us, the agent will say your favorite color:
If it's not the color you picked, hang up.
This is for you if
- You drive a truck for a living: OTR, regional, local, company or owner-operator
- Somebody depends on your paycheck
- You'll pick up when a licensed agent calls
Skip this if
- You just want to browse prices
- You don't want a phone call
- You don't drive a truck for a living
- Licensed insurance agent
- Free quote, no obligation
- No spam. Ever.
- About 2 minutes
Trucking is one of the most dangerous jobs in America.
Federal data from the Bureau of Labor Statistics consistently ranks truck drivers among the occupations with the most on-the-job deaths. You know the risk. Your family knows it too.
Group life insurance through an employer is usually small and usually ends when you change jobs. If you're an owner-operator, there's typically no employer plan at all.
- Pay off the truck note and the mortgage
- Replace your income while your family gets on its feet
- Cover the funeral so nobody has to pass a hat
We work with every kind of driver.
Over the road, local, company or your own authority. Life insurance isn't tied to your carrier, so your coverage stays with you.
How it works
Answer 9 questions
ZIP, driving history, how much coverage, who it's for. About 2 minutes.
Get a call from a licensed agent
They'll say your favorite color so you know it's us. Then they give you real numbers.
Say yes or say no
No pressure either way. If it doesn't fit, you walk away and owe nothing.
No spam. Here's what that means.
Your info goes to one licensed agent. Not a list of 40 call centers. If you tell the agent to stop, they stop.
- We never sell your number to a pile of agents
- We never spam your phone or your inbox
- We never pressure you on the first call
- We never charge you for a quote
- We never ask for your Social Security number on this page
Straight answers
Are you going to spam me?
No. Your info goes to one licensed agent. You get a call, maybe a text, and that's it. Tell the agent to stop and they stop.
What does the quote cost?
The quote is free. The price of a policy depends on your age, health, tobacco use and how much coverage you want. The agent gives you real numbers on the call, not a range designed to get you talking.
What happens after I submit?
A licensed agent calls you and may text first. They'll say your favorite color so you know it's us. They'll ask a few more questions, quote you, and answer whatever you ask. Then it's your call.
I'm on the road all the time. What if I miss the call?
The agent will leave a voicemail and try again. You can reply to the text or call back when you're parked. You don't have to take it at 65 mph.
Doesn't my carrier already cover me?
Some carriers offer group life insurance, but the amount is often small and it usually ends when you leave the company. A policy you own stays with you no matter who you drive for.
I'm an owner-operator. Can I get covered?
Yes. Life insurance is based on you, not on who signs your paychecks. Owner-operators, lease operators and company drivers can all apply.
Does life insurance pay if I die on the road?
Most life insurance policies cover death from accidents, including wrecks. Every policy has terms and exclusions, and the agent goes over them with you before you buy anything.
I've had a heart attack or stroke. Can I still get covered?
Possibly. It can limit your options and raise the price, but some policies are built for people with health history. That's why we ask. The agent will tell you what's realistic.
Do I need a medical exam?
It depends on the carrier, your age and the amount of coverage. Some policies require an exam, some don't. The agent will tell you which options need one and what the tradeoff is.
Why do you need my date of birth?
Age is one of the biggest factors in what a policy costs. Without it, the agent can't give you a real number.
Why do you ask my favorite color?
So you know it's us. When the agent calls, they'll say your color. If they can't, it isn't the agent you asked for, and you can hang up.
What if I change my mind?
Then you don't buy. The quote is free and you're under no obligation. If you do buy, most states give you a free-look period to cancel. The agent will explain how long yours is.
Make sure they're covered if you don't make it home.
It takes about 2 minutes. If you have people who depend on you, do it today.
Get my free quote